How it works

From question to quote request in four steps

Rate Now Quote keeps the process short and lets you decide every way we may contact you.

1. Read up, if you like

Our Rate Desk guides explain liability limits, deductibles, Florida PIP and the right time to compare. They are free and you don't need to share anything to read them.

2. Describe your vehicle

The quote request starts with your car: year, make, model, how you use it and roughly how far you drive.

3. Tell us about drivers and coverage

Then add the primary driver, recent driving history, whether you're insured today and the level of coverage you want quoted. Asking for the same limits you carry now makes comparison easy.

4. Choose how we may contact you

On the last step you enter your name, email and ZIP. A phone number is optional. Three separate boxes follow: optional phone & email contact, optional marketing texts from Rate Now Quote, and the required agreement to our Terms and Privacy Policy. Leaving the optional boxes unchecked never blocks your request.

After you submit

You land on a confirmation page with a reference number and a checklist of documents to have ready. Rate Now Quote is not an insurer; prices and coverage are always set by the insurance company that issues a policy.